Guides
The numbers that actually decide your returns
Most mutual fund content in India is either a sales pitch or a list of last year's winners. These guides cover the mechanics instead: what a fund is allowed to charge you, when paying for active management is defensible, and how to tell two near-identical index funds apart.
Expense ratio, explained
The one number that is guaranteed to affect your returns. What it covers, what SEBI caps it at, and what it costs you over 20 years.
7 min read
Index funds vs active funds in India
Why the large-cap argument is largely settled, where active managers still earn their fee, and how to split the difference sensibly.
9 min read
How to read tracking error
Tracking error tells you about consistency. Tracking difference tells you what it cost. Only one of them shows up in your account.
8 min read
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